Motor Vehicle Accidents FAQ

Frequently Asked Questions

AUTOMOBILE ACCIDENTS

If I'm involved in an automobile accident, am I obligated to notify my own insurance company even if it is the other person's fault?

Yes, if you want your medical bills paid by your own insurance company under our No Fault laws and you want your car repaired at the insurance company's expense. Failure to promptly notify your own insurance company could hinder their ability to investigate the accident, and result in your being denied benefits.

What if I have sustained personal injuries from the accident, what should I do first?

You should immediately seek and obtain medical care for your injuries. Second you should document the incident, take photographs, notify police, etc. and then call an attorney.

What should I do if the insurance company for the other driver contacts me?

You may speak with them. However, it is advisable to first contact your attorney. Anything you say to their adjustor could be used against you later. They probably would attempt to obtain a quick settlement at a figure far less than the actual value of your injuries.

How do I know the "value" of my injuries?

In the beginning, it is nearly impossible to tell the value of your case because we do not know the extent of your injuries, the amount of treatment you will require, and the loss of income and future earnings you will sustain. That is why it is unadvisable to quickly settle your case.

What is the Statute of Limitations for suing for Personal Injuries arising out of a car accident in New Jersey?

A lawsuit must be filed in the Superior Court of New Jersey or in Federal Court (if applicable) within two years after the accident.