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When your debts get too big and you’re facing serious creditor harassment at home or at work, you need an experienced New Jersey personal bankruptcy lawyer who will guide you through the process at a good rate. Wronko & Loewen can provide you a free consultation to discuss your Chapter 7 or Chapter 13 bankruptcy.

Bankruptcy is not an end, but a new beginning. At Wronko & Loewen, we understand the difficulties debt can create. We know that life changes such as job loss, illness or divorce can result in unexpected expenses which can wreak havoc on your finances.

Our law firm has considerable experience helping people in Central New Jersey get a fresh start. We have helped hundreds of people just like you, as well as small businesses, get debt relief. We have also helped people stop creditor harassment, bank account attachments, wage garnishments, and foreclosures.

Bankruptcy is tougher than ever. New federal bankruptcy laws make it harder for people to discharge their debts. We know these new laws - with our experience, we can guide you through the increasingly difficult bankruptcy process so you can obtain the financial results for which you are eligible.

We will work with you to carefully analyze your finances and determine whether you need a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. If you don’t need to file for bankruptcy, we’ll negotiate with creditors to lower payments and we can help you design a sensible payment plan.

In the case of bankruptcy, we work with you on a flat-fee basis. Contact us today and we’ll help you take on debt, creditor harassment, and bankruptcy.

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