Somerville Financial Crimes Lawyer

Somerville Financial Crimes Attorney

However, when you find yourself facing financial crime charges in Somerville, your entire life may be upended. These charges have the potential to ruin your personal and professional reputation and threaten your own finances, along with your career. When facing these allegations, turn to a Somerville financial crimes lawyer who can properly defend you.

At Wronko & Loewen, we have been fighting for the rights and freedoms of clients just like you for over three decades. We understand just how frightening these times can be. Our white collar attorneys are here to help you understand the charges you are facing and the potential penalties that could accompany a conviction. With our local legal knowledge and experience within the Somerville legal sector, we are here to offer you the upper hand in your financial crime case.

Common Kinds of Financial Crimes in Somerville

In New Jersey, 80% of all financial crimes opened and investigated by the Financial Crimes Investigation Unit  involve theft of funds  over $75,000 . When you face financial crime charges, the  prosecutor or Deputy Attorney General assigned to your case–either at the state or federal level–will not take their jobs lightly. Being the suspect in a financial crime case can leave you feeling overwhelmed and helpless. That’s where the team at Wronko & Loewen comes in.

Over the three decades that we have been in practice, our team has fought for the rights of clients involved in a wide range of financial crime cases. The most common kinds of financial crimes seen in Somerville include the following:

• Bribery. This crime involves the illegal or unethical promise or offer of something valuable in exchange for an individual to influence their decision-making. This could include offering money to a police officer to avoid being arrested for a crime.
• Embezzlement. In many cases, embezzlement happens when an individual who is in a position of power or financial trust–such as an accountant for a school or  an employee of a bank takes money from businesses or individuals who have placed their funds into their care and management.
• Money laundering. This crime can happen when a person or a business obtains funds that were acquired in an illegal manner and passes them through a series of complicated bank or commercial transactions to conceal where the funds originated. Often, schemes of money laundering also involve other kinds of fraud and other criminal acts.
• Financial identity theft. This can occur when a person who does not have permission or authorization to do so uses another person’s or companies bank account details, credit card numbers, or Social Security or other information on the internet.
• Counterfeiting. This financial crime charge can arise when a person or a business is allegedly guilty of the creation, manufacture, or distribution of fake currency or false misrepresentation of goods to gain a profit. The crime of counterfeiting is typically charged at the federal level and prosecuted in a federal court.
• Fraud. There are several different kinds of fraud, but they all involve the presence of deception. The most common kinds of fraud include:
  • Internet fraud
  • Credit card fraud
  • Mortgage loan fraud
  • Welfare benefits fraud
  • Social Security benefits fraud
  • Identity fraud
  • Insurance fraud
  • Mail fraud
  • Wire fraud
  • Unemployment benefits fraud

Wronko & Loewen: Defending You Against Financial Crime Charges

Depending on the circumstances of the financial crime charges you are facing, there are many strategic defenses your criminal defense attorney may use. The most common defenses include:

• Lack of intent, or proving that you did not have any intent to take part in a scheme to deceive or defraud another party out of their money.
• Fourth Amendment violations, or showing that law enforcement officers arrested you without probable cause or a valid warrant to search your home, vehicle, or office space.
• Insufficient evidence, or proving that the prosecution lacks the burden of proof necessary to prove you are the perpetrator of a financial crime beyond a reasonable doubt.

FAQs About Somerville, NJ Financial Crimes Laws

What Are the Penalties for a Financial Crime in NJ?

Though financial crimes are usually non-violent, they can result in harsh penalties. Common penalties for these crimes can include extensive prison time, being placed under house arrest and having to wear an ankle monitor, being placed on probation, repaying victims of the financial crime via restitution payments, and having to pay large fines.

What Evidence Can Be Used in My Financial Crime Defense?

There are several forms of evidence that can be used in your financial crime defense. These can include any texts, bank account statements, emails, pay stubs, internet activity, or call logs involved in the case. Your attorney can review these forms of evidence and determine whether they might support your case.

Can Entrapment or Duress Be Used as a Financial Crime Defense in NJ?

Yes, both entrapment and duress can be used as a defense for a financial crime charge in New Jersey. Entrapment can occur when law enforcement agencies set up certain operations to try to catch individuals in the act of financial crime. Arguing that you were acting under duress can help prove that you only took criminal actions because you were under immediate and unavoidable threat of physical harm or death.

What Are the Red Flags of Financial Crime Behaviors?

There are several red flags that may point to an individual’s involvement in financial crimes in New Jersey. The most common include living beyond their means, dealing with personal financial difficulties, facing divorce or similar family problems, complaining about inadequate pay, demonstrating irritability, defensiveness, or suspiciousness, and addiction issues.

Speak to a Trusted Criminal Defense Lawyer Today

If you or someone you know has been accused of a financial crime in Somerville, New Jersey, the team at Wronko & Loewen is here for you. Allegations of this nature can threaten both your own personal well-being and career. Contact our offices today to learn more about our legal services and to schedule a consultation.